who we are

blueprint retirement advisors llc

Blueprint Retirement Advisors is borne of a sincere desire to use process-driven planning to help clients make the most of their financial resources.  Mike Wilson—founder, concept driver, and president—designed the company as an opportunity to deliver a high level of personal service to business owners and individual investors.

 

As a builder’s blueprint is the essential first step in the building process, a financial blueprint is an equally essential step for any individual constructing a sound, reliable, and lasting financial structure.

​Blueprint Retirement Advisors works closely with its clients, using the Blueprint Design Review process to help them reach a work-optional lifestyle.  Each client’s unique needs shape the outcome of the process. 

mike wilson

PRESIDENT

In founding Blueprint Retirement Advisors, Mike Wilson builds on his thirty years of experience in advising clients about strategic financial decisions. Previously, he owned and operated his own captive insurance agency, working with over 1,400 households to coordinate their financial and insurance plans. Over those thirty years, Mike earned the top honors for his agency—including the Bronze Tablet, Silver Scroll, and Golden Triangle awards.

 

Mike’s ongoing commitment to prioritizing client interests includes professional development and continuous learning. Taking his fiduciary role very seriously, he sees himself as a client advocate and centers facts and accuracy at the core of every conversation.

 

When not working as a financial advisor, Mike enjoys fishing, cooking, and travel—and most of all, spending time with wife, Michelle, and his children, Rachel and Alexander.

EDUCATION
B.S. Production/Operations Management,
      CSU Hayward, 1984
M.B.A. Marketing, CSU Hayward, 1985
PROFESSIONAL DESIGNATIONS
Chartered Life Underwriter (CLU),
     The American College of Financial Services
Chartered Financial Consultant (ChFC),
     The American College of Financial Services

INVESTMENT PHILOSOPHY

Blueprint believes broadly structured, Passive Management portfolios help clients avoid hype, high fees, and hidden agendas that undermine results over time. We offer portfolios built by Efficient Advisors of Philadelphia.

Efficient Advisors’ Disciplined Wealth Portfolios℠ are managed according to the covenants of Modern Portfolio theory and adhere to four key elements:

  1. A core philosophy of strategic asset allocation, as opposed to a tactical- or dynamic-allocation approach.

  2. A commitment to broadly diversified, global portfolios with passive or passive-leaning underlying investments.

  3. A strong adherence to Nobel Prize-winning academic research, which has identified certain risk “factors,” and from which investors might expect to earn a higher return over time.

  4. A use of low-cost underlying investments whenever possible.

 

Portfolios constructed by Efficient Advisors use a multi-factor approach that takes strategic “tilts" toward risk factors including (but not limited to):

  • Size: Premium for exposure to smaller, versus larger, company stocks.

  • Relative Price: Premium for exposure to value, versus growth, stocks.

  • Profitability: Premium for exposure to higher profitability stocks.

  • Volatility: Premium for exposure to low-profitability, not high-volatility, stocks.

  • Momentum: Premium for exposure to recently positive-price-momentum stocks.