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RETIREMENT THINKING

Real Tax Savings!
03:54

Real Tax Savings!

Business owners, is your tax plan the same one everyone else uses? Is it a Tax Payment Plan or a Tax Surrender Plan? If it is, and that bothers you, then you will be glad to know there are options. The tax code was written for small business owners. Isn't it time to reconsider the same old, worn-out advice that everyone else is following and consider a new plan that will reduce your taxes and let you keep and use more of your hard-earned money? Gaining an edge on taxes will help you improve your retirement life in a significant way. Why not start now? Watch this video to find out how. Contact Information: Blueprint Retirement Advisors LLC is a registered investment advisor registered in Texas and California. www.blueprintra.com | Phone: 682-324-2583 | Mike@BlueprintRA.com Links: 1. Plate Spinner Henrik Bothe: https://www.youtube.com/watch?v=k44uoVm0lPI 2. Tax Deductions: https://www.nerdwallet.com/article/small-business/small-business-tax-deductions-guide 3. Tax Deferred Accounts: https://www.thebalance.com/tax-deferred-savings-account-and-investments-2388988 4. Tax Increases: https://www.forbes.com/sites/steveforbes/2022/02/18/manchin-like-tax-hikes-wont-fight-inflation-what-investors-need-to-know/?sh=87541ba6fa07 5. Internal Revenue Code: https://www.irs.gov/privacy-disclosure/tax-code-regulations-and-official-guidance Disclosure: The views expressed herein are exclusively those of Mike Wilson and Blueprint Retirement Advisors, LLC (BRA), and are not meant as investment advice and are subject to change. All charts and graphs are presented for informational and analytical purposes only. No chart or graph is intended to be used as a guide to investing. BRA recommended portfolios may contain specific securities that have been mentioned herein. BRA makes no claim as to the suitability of these securities. Past performance is not a guarantee of future performance. Information contained herein is derived from sources we believe to be reliable, however, we do not represent that this information is complete or accurate and it should not be relied upon as such. All opinions expressed herein are subject to change without notice. This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this report. You should seek financial advice regarding the appropriateness of investing in any security or investment strategy discussed or recommended in this report and should understand that statements regarding future prospects may not be realized. You should note that security values may fluctuate and that each security’s price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Investing in any security involves certain systematic risks including, but not limited to, market risk, interest-rate risk, inflation risk, and event risk. These risks are in addition to any unsystematic risks associated with particular investment styles or strategies.
Washington DC & Your Future $$$   HD 1080p
04:41

Washington DC & Your Future $$$ HD 1080p

Do you stand a chance against all the crazy spending in Washington DC? Spending is out of control in Washington DC. The only reasonable conclusion is that taxes will have to be raised to cover the $30 Trillion debt we now have. This debt will certainly affect your retirement plan so how you deal with the taxes now and the taxes later will make a huge difference. Despite all the gloomy news, there are reasons you can still have a strong retirement. Watch this video for practical advice about how to gain an edge in the tax arena. Contact Information: Blueprint Retirement Advisors LLC is a registered investment advisor registered in Texas and California. www.blueprintra.com | Phone: 682-324-2583 | Mike@BlueprintRA.com Data Links: 1. https://taxfoundation.org/corporate-tax-collections-2021/ 2. https://datalab.usaspending.gov/americas-finance-guide/spending/ 3. https://www.statista.com/statistics/273294/public-debt-of-the-united-states-by-month/ Resource Links: 1. https://www.nbcnews.com/politics/congress/house-vote-short-term-government-spending-bill-rcna15355 2. https://www.businessinsider.com/personal-finance/best-credit-cards 3. https://www.forbes.com/sites/andrewtisch/2022/02/15/how-magical-thinking-led-america-to-30-trillion-in-debt/?sh=6079fea66118 4. https://www.statista.com/statistics/940498/assets-retirement-plans-by-type-usa/ 5. https://www.yourcentralvalley.com/digital-exclusive/no-drunk-bingo-allowed-in-fresno-according-to-city-code/ 6. https://kesq.com/news/2021/09/29/watch-live-2021-congressional-baseball-game/ 7. https://www.vanguard.com/pdf/ISGQVAA.pdf 8. https://www.bresslercompany.com/2015/04/tax-money-on-the-table/ 9. https://cbsaustin.com/news/coronavirus/ap-sources-white-house-seeks-another-30b-for-covid-battle Disclosure: The views expressed herein are exclusively those of Mike Wilson and Blueprint Retirement Advisors, LLC (BRA), and are not meant as investment advice and are subject to change. All charts and graphs are presented for informational and analytical purposes only. No chart or graph is intended to be used as a guide to investing. BRA recommended portfolios may contain specific securities that have been mentioned herein. BRA makes no claim as to the suitability of these securities. Past performance is not a guarantee of future performance. Information contained herein is derived from sources we believe to be reliable, however, we do not represent that this information is complete or accurate and it should not be relied upon as such. All opinions expressed herein are subject to change without notice. This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this report. You should seek financial advice regarding the appropriateness of investing in any security or investment strategy discussed or recommended in this report and should understand that statements regarding future prospects may not be realized. You should note that security values may fluctuate and that each security’s price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Investing in any security involves certain systematic risks including, but not limited to, market risk, interest-rate risk, inflation risk, and event risk. These risks are in addition to any unsystematic risks associated with particular investment styles or strategies.
New RMD rules.  Good or Bad?
04:11

New RMD rules. Good or Bad?

Do you have a 401k or an IRA? The IRS just changed the rules for Required Minimum Distributions from your tax-deferred retirement accounts. Is this a good thing? How can you know if taking the minimum distribution is the right thing for you? Watch this video and find out whether the IRS did you a favor or not. I'll tell you what you should consider and how you can figure out what to do. Enjoy! Subscribe to Retirement Thinking for more videos to help you as you consider your own retirement plans. Contact Information: Blueprint Retirement Advisors LLC is a registered investment advisor registered in Texas and California. www.blueprintra.com | Phone: 682-324-2583 | Mike@BlueprintRA.com LINKS: 1. https://www.currentfederaltaxdevelopments.com/blog/2020/11/7/final-regulations-modify-tables-for-computing-rmds-effective-beginning-in-2022 2. https://www.bloomberg.com/news/articles/2021-04-22/biden-to-propose-capital-gains-tax-as-high-as-43-4-for-wealthy 3. https://public-inspection.federalregister.gov/2020-24723.pdf 4. https://www.everything-birthday.com/date/january-1-2022 5. https://www.taxpolicycenter.org/briefing-book/how-did-tax-cuts-and-jobs-act-change-personal-taxes Disclosure: The views expressed herein are exclusively those of Mike Wilson and Blueprint Retirement Advisors, LLC (BRA), and are not meant as investment advice and are subject to change. All charts and graphs are presented for informational and analytical purposes only. No chart or graph is intended to be used as a guide to investing. BRA recommended portfolios may contain specific securities that have been mentioned herein. BRA makes no claim as to the suitability of these securities. Past performance is not a guarantee of future performance. Information contained herein is derived from sources we believe to be reliable, however, we do not represent that this information is complete or accurate and it should not be relied upon as such. All opinions expressed herein are subject to change without notice. This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this report. You should seek financial advice regarding the appropriateness of investing in any security or investment strategy discussed or recommended in this report and should understand that statements regarding future prospects may not be realized. You should note that security values may fluctuate and that each security’s price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Investing in any security involves certain systematic risks including, but not limited to, market risk, interest-rate risk, inflation risk, and event risk. These risks are in addition to any unsystematic risks associated with particular investment styles or strategies.
Will Social Security Be There When You Need It?
04:26

Will Social Security Be There When You Need It?

Have you ever wondered if Social Security will be there when you retire? Many people have and the news around this subject can be scary, leading you to believe that you might not be able to rely on Social Security for your retirement income. This video will answer this question for you, highlighting the exact steps that can be taken by the federal government to make sure Social Security doesn't fail you. A strong retirement depends on coordinating your Social Security benefits with all of your other retirement savings and assets. Working with a financial planner can help you achieve the best outcome for your retirement and you can reach out to me to start that conversation. Subscribe to Retirement Thinking for more videos to help you as you consider your own retirement plans. Contact Information: Blueprint Retirement Advisors LLC is a registered investment advisor registered in Texas and California. www.blueprintra.com | Phone: 682-324-2583 | Mike@BlueprintRA.com LINKS: 1. https://www.ssa.gov/policy/docs/ssb/v70n3/v70n3p111.html 2. https://www.ssa.gov/benefits/retirement/planner/maxtax.html Disclosure: The views expressed herein are exclusively those of Mike Wilson and Blueprint Retirement Advisors, LLC (BRA), and are not meant as investment advice and are subject to change. All charts and graphs are presented for informational and analytical purposes only. No chart or graph is intended to be used as a guide to investing. BRA recommended portfolios may contain specific securities that have been mentioned herein. BRA makes no claim as to the suitability of these securities. Past performance is not a guarantee of future performance. Information contained herein is derived from sources we believe to be reliable, however, we do not represent that this information is complete or accurate and it should not be relied upon as such. All opinions expressed herein are subject to change without notice. This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this report. You should seek financial advice regarding the appropriateness of investing in any security or investment strategy discussed or recommended in this report and should understand that statements regarding future prospects may not be realized. You should note that security values may fluctuate and that each security’s price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Investing in any security involves certain systematic risks including, but not limited to, market risk, interest-rate risk, inflation risk, and event risk. These risks are in addition to any unsystematic risks associated with particular investment styles or strategies.
Early Mortgage Payoff, or...?
04:54

Early Mortgage Payoff, or...?

How many times have you heard people talking about paying off their mortgage early by making one extra payment? Is it a good idea or not? Whether or not it's a good idea for you should be examined in a full financial planning process. No one strategy is best for everyone. However, if you're willing to get the bank out of your house, you might also want the IRS out of your retirement plan too. Checking with a financial planner who can show the numbers is a great idea and I'd be happy to help you with that analysis. Subscribe to Retirement Thinking for more videos to help you as you consider your own retirement plans. Blueprint Retirement Advisors LLC is a registered investment advisor registered in Texas and California. www.blueprintra.com | Phone: 682-324-2583 | Mike@BlueprintRA.com LINKS: 1. https://www.mortgagecalculator.org/calculators/what-if-i-pay-more-calculator.php#top 2. https://youtu.be/RJ1CIfVnKsM Disclosure: The views expressed herein are exclusively those of Mike Wilson and Blueprint Retirement Advisors, LLC (BRA), and are not meant as investment advice and are subject to change. All charts and graphs are presented for informational and analytical purposes only. No chart or graph is intended to be used as a guide to investing. BRA recommended portfolios may contain specific securities that have been mentioned herein. BRA makes no claim as to the suitability of these securities. Past performance is not a guarantee of future performance. Information contained herein is derived from sources we believe to be reliable, however, we do not represent that this information is complete or accurate and it should not be relied upon as such. All opinions expressed herein are subject to change without notice. This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this report. You should seek financial advice regarding the appropriateness of investing in any security or investment strategy discussed or recommended in this report and should understand that statements regarding future prospects may not be realized. You should note that security values may fluctuate and that each security’s price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Investing in any security involves certain systematic risks including, but not limited to, market risk, interest-rate risk, inflation risk, and event risk. These risks are in addition to any unsystematic risks associated with particular investment styles or strategies.
Don't Make the Mistake of Ignoring This Investing Evidence!
03:16

Don't Make the Mistake of Ignoring This Investing Evidence!

Ignoring the evidence can be detrimental to your retirement plan! Don't do it! There is a great deal of misinformation in the media that can lead to you doing things that are not in your best interest, while those publishing the misinformation remain untouched by it. Please be careful and look at the real numbers and then, consider your own plan to make sure you have the best chance at the success you are hoping for. Working with a planner can also help you discover whether or not you are acting on evidence and taking the steps to make your retirement as efficient as possible. If you haven't taken that step I highly encourage you to do so today! Watch this video to learn more and reach out to me to find out how easy it is to begin a retirement planning discussion. Subscribe to Retirement Thinking for more videos to help you as you consider your own retirement plans. Blueprint Retirement Advisors LLC is a registered investment advisor registered in Texas and California. www.blueprintra.com | Phone: 682-324-2583 | Mike@BlueprintRA.com LINKS: 1. https://www.youtube.com/watch?v=EbnWbdR9wSY 2. https://www.nytimes.com/2017/01/04/upshot/its-time-to-ignore-advice-about-which-stocks-to-buy-in-2017.html Disclosure: The views expressed herein are exclusively those of Mike Wilson and Blueprint Retirement Advisors, LLC (BRA), and are not meant as investment advice and are subject to change. All charts and graphs are presented for informational and analytical purposes only. No chart or graph is intended to be used as a guide to investing. BRA recommended portfolios may contain specific securities that have been mentioned herein. BRA makes no claim as to the suitability of these securities. Past performance is not a guarantee of future performance. Information contained herein is derived from sources we believe to be reliable, however, we do not represent that this information is complete or accurate and it should not be relied upon as such. All opinions expressed herein are subject to change without notice. This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this report. You should seek financial advice regarding the appropriateness of investing in any security or investment strategy discussed or recommended in this report and should understand that statements regarding future prospects may not be realized. You should note that security values may fluctuate and that each security’s price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Investing in any security involves certain systematic risks including, but not limited to, market risk, interest-rate risk, inflation risk, and event risk. These risks are in addition to any unsystematic risks associated with particular investment styles or strategies.
The Truth About Active Investment Management
02:56

The Truth About Active Investment Management

The truth matters. and verifiable truth REALLY matters. Learning the truth can sometimes be shocking and maybe even unsettling. Especially when it comes to investing for retirement. Hiding from the truth is not a retirement strategy! Here are the facts about what's really happening with Active Investment management. Once you know, you may not be so happy with where your funds are and how that will affect your retirement future. Watch this video to learn more and reach out to me to find out how easy it is to begin a retirement planning discussion. Subscribe to Retirement Thinking for more videos to help you as you consider your own retirement plans. Blueprint Retirement Advisors LLC is a registered investment advisor registered in Texas and California. www.blueprintra.com | Phone: 682-324-2583 | Mike@BlueprintRA.com LINKS: 1. https://www.aei.org/publication/more-evidence-that-its-very-hard-to-beat-the-market-over-time-95-of-financial-professionals-cant-do-it/ 2. https://www.spglobal.com/spdji/en/spiva/#/reports Disclosure: The views expressed herein are exclusively those of Mike Wilson and Blueprint Retirement Advisors, LLC (BRA), and are not meant as investment advice and are subject to change. All charts and graphs are presented for informational and analytical purposes only. No chart or graph is intended to be used as a guide to investing. BRA recommended portfolios may contain specific securities that have been mentioned herein. BRA makes no claim as to the suitability of these securities. Past performance is not a guarantee of future performance. Information contained herein is derived from sources we believe to be reliable, however, we do not represent that this information is complete or accurate and it should not be relied upon as such. All opinions expressed herein are subject to change without notice. This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this report. You should seek financial advice regarding the appropriateness of investing in any security or investment strategy discussed or recommended in this report and should understand that statements regarding future prospects may not be realized. You should note that security values may fluctuate and that each security’s price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Investing in any security involves certain systematic risks including, but not limited to, market risk, interest-rate risk, inflation risk, and event risk. These risks are in addition to any unsystematic risks associated with particular investment styles or strategies.
What you NEED to know about a Solo 401k plan!
02:57

What you NEED to know about a Solo 401k plan!

Are you a solo practitioner? A real estate agent, insurance agent, consultant or owner of a small business you operate by yourself? Then you need to take a hard look at this often overlooked retirement planning tool. The Solo 401k may be the perfect tool for you to enhance your retirement savings picture. Watch this short video to learn more about the Solo 401k Subscribe to Retirement Thinking for more videos to help you as you consider your own retirement plans. Contact Information: Blueprint Retirement Advisors LLC is a registered investment advisor registered in Texas and California. www.blueprintra.com | Phone: 682-324-2583 | Mike@BlueprintRA.com LINKS: 1. https://www.irs.gov/retirement-plans/one-participant-401k-plans Disclosure: The views expressed herein are exclusively those of Mike Wilson and Blueprint Retirement Advisors, LLC (BRA), and are not meant as investment advice and are subject to change. All charts and graphs are presented for informational and analytical purposes only. No chart or graph is intended to be used as a guide to investing. BRA recommended portfolios may contain specific securities that have been mentioned herein. BRA makes no claim as to the suitability of these securities. Past performance is not a guarantee of future performance. Information contained herein is derived from sources we believe to be reliable, however, we do not represent that this information is complete or accurate and it should not be relied upon as such. All opinions expressed herein are subject to change without notice. This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this report. You should seek financial advice regarding the appropriateness of investing in any security or investment strategy discussed or recommended in this report and should understand that statements regarding future prospects may not be realized. You should note that security values may fluctuate and that each security’s price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Investing in any security involves certain systematic risks including, but not limited to, market risk, interest-rate risk, inflation risk, and event risk. These risks are in addition to any unsystematic risks associated with particular investment styles or strategies.
Before you do your taxes, watch this video!
04:20

Before you do your taxes, watch this video!

If 2020 had a consolation prize, it would be the tax help we're getting from recent rule changes. Make sure you know what extra benefits are available to you by watching this video. Being aware of the new rules will help you check up on your tax preparer or CPA to make sure you're getting the most from these new benefits. Did you get Covid relief payment? Did you get extra unemployment benefits? Watch this video to find about how the new tax rules can benefit you...before you file! Taxes are one of the biggest costs in retirement and it's wise to be as efficient and accurate as possible so your retirement plan can be strong. Reach out to me to begin your personal discussion about retirement planning. Subscribe to Retirement Thinking for more videos to help you as you consider your own retirement plans. Contact Information: Blueprint Retirement Advisors LLC is a registered investment advisor registered in Texas and California. www.blueprintra.com | Phone: 682-324-2583 | Mike@BlueprintRA.com LINKS: 1. https://taxfoundation.org/2021-tax-season/ 2. https://www.irs.gov/coronavirus/economic-impact-payments 3. https://www.ncsl.org/ncsl-in-dc/publications-and-resources/american-rescue-plan-act-of-2021.aspx 4. https://markets.businessinsider.com/news/stocks/stock-market-outlook-vix-covid-inflation-economy-stimulus-highs-2021-4-1030291303 Disclosure: The views expressed herein are exclusively those of Mike Wilson and Blueprint Retirement Advisors, LLC (BRA), and are not meant as investment advice and are subject to change. All charts and graphs are presented for informational and analytical purposes only. No chart or graph is intended to be used as a guide to investing. BRA recommended portfolios may contain specific securities that have been mentioned herein. BRA makes no claim as to the suitability of these securities. Past performance is not a guarantee of future performance. Information contained herein is derived from sources we believe to be reliable, however, we do not represent that this information is complete or accurate and it should not be relied upon as such. All opinions expressed herein are subject to change without notice. This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this report. You should seek financial advice regarding the appropriateness of investing in any security or investment strategy discussed or recommended in this report and should understand that statements regarding future prospects may not be realized. You should note that security values may fluctuate and that each security’s price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Investing in any security involves certain systematic risks including, but not limited to, market risk, interest-rate risk, inflation risk, and event risk. These risks are in addition to any unsystematic risks associated with particular investment styles or strategies.
How Would Knowing the Future Change My Retirement Investing?
04:47

How Would Knowing the Future Change My Retirement Investing?

Investors are always looking for an edge when it comes to making choices for their retirement accounts. There is a believe that if we had some special knowledge we could do better, beat the market, improve our chances at success. Hollywood likes to tell stories about what someone could do if they knew for sure what was going to happen in the future. But is it really that simple? Would knowing what was coming really give us an edge in picking profitable investments, or is there more to it than that? The truth is that even if someone had some kind of special knowledge of future events, we still probably wouldn't have enough to help us beat the market. Retirement or investing success shouldn't be based on the idea that someone claiming to know the 'un-knowable' (the future) can tell you what you should do. If they really knew the future they would never talk to us 'regular people'! The reality is that nobody can predict what the markets will do so we have to face the fact that prudent investors are much more likely to see success with a properly structured, globally diversified portfolio. Watch this video to learn more and reach out to me to find out how easy it is to begin a retirement planning discussion. Subscribe to Retirement Thinking for more videos to help you as you consider your own retirement plans. Blueprint Retirement Advisors LLC is a registered investment advisor registered in Texas and California. www.blueprintra.com | Phone: 682-324-2583 | Mike@BlueprintRA.com LINKS: https://www.rottentomatoes.com/m/back_to_the_future https://en.wikipedia.org/wiki/It_Happened_Tomorrow https://www.imdb.com/title/tt0036962/ https://en.wikipedia.org/wiki/Early_Edition https://www.imdb.com/title/tt0115163/ https://ritholtz.com/2020/11/global-stock-markets-95-trillion/ Disclosure: The views expressed herein are exclusively those of Mike Wilson and Blueprint Retirement Advisors, LLC (BRA), and are not meant as investment advice and are subject to change. All charts and graphs are presented for informational and analytical purposes only. No chart or graph is intended to be used as a guide to investing. BRA recommended portfolios may contain specific securities that have been mentioned herein. BRA makes no claim as to the suitability of these securities. Past performance is not a guarantee of future performance. Information contained herein is derived from sources we believe to be reliable, however, we do not represent that this information is complete or accurate and it should not be relied upon as such. All opinions expressed herein are subject to change without notice. This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this report. You should seek financial advice regarding the appropriateness of investing in any security or investment strategy discussed or recommended in this report and should understand that statements regarding future prospects may not be realized. You should note that security values may fluctuate and that each security’s price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Investing in any security involves certain systematic risks including, but not limited to, market risk, interest-rate risk, inflation risk, and event risk. These risks are in addition to any unsystematic risks associated with particular investment styles or strategies.

​Welcome the the Retirement Thinking channel. This is a place where you'll find videos about retirement news and topics that relate to and affect your retirement. It's also a place where you'll learn about strategies and options to help you get closer to your retirement goals.

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