HOW WE HELP

CLIENT PROCESS

We use the Blueprint Design Review process to guide clients as they evaluate and make financial decisions for both long and short term issues.  No products or strategies are recommended without careful examination of the entire financial picture. 

 Click here to see the complete process.

BUSINESSES

EMPLOYEE RETIREMENT PLANS

Blueprint Retirement Advisors works with business owners and plan sponsors to build and manage ERISA-based plans, such as: 

  • 401k                                       

  • 403b

  • Profit Sharing

  • SIMPLE IRA

  • Payroll Deduction

 

According to ERISA rules, the sponsor is considered to be the plan’s Prudent Investment Expert. This roles makes them personally liable for what happens with the investments inside the plan. Such a risk poses significant personal liability—and is completely unnecessary.

We recommend offloading this fiduciary responsibility by structuring the plan with a § 3(38) election, which allows a plan sponsor to shift 100% of the fiduciary liability to the investment advisor. Working with Blueprint and a § 3(38) election shifts your role as the plan sponsor from a fiduciary role to a monitoring role. We also recommend the 3(16) election, which further removes a plan sponsor from the duties of plan management and administration. Once your plan is in place, Blueprint offers regular participant education sessions (on-site or online), so all plan participants can stay current with their retirement investments.

In addition to ERISA planning services, we use the Blueprint Design Review process to help business owners to maximize cash flow and minimize taxes and expenses. 

INDIVIDUALS

Blueprint works with individuals have decided to take a proactive step in getting answers to their retirement questions, and want to develop a plan to make the most of their resources in retirement. Our clients value the opportunity to evaluate all of their options, while minimizing the amount of taxes they will pay over their lifetime. 

 

Using the Blueprint Design Review process along with Retirement Analyzer software, we help clients find clear answers on the way to a strong and tax efficient plan, with the goal of optimizing retirement income and minimizing taxes. We focus on process, not products, and only make recommendations after engaging in the process.  

Click here to see the complete process.​​